The following steps will be involved in the borrowing progress:

 

1. Gather information

 

Prepare all the neccessary document and fill in the loan application form. Come to XianYuan Office to make a registration.

 

2. Landline and Background Check

 

Our stuffs will appoint a schedule with applicant to make both the landline and mobile calls to ensure that the information provided by the applicants are accurate.

 

3. Talk to Us

 

Unless you know exactly what you want, and how much it is going to cost you, it is advisable to talk to our Officer. He/she will help you assess your individual needs, repayment options and other requirements. They will even guide you to make a financial plan.

 

4. Access your loan

 

XianYuan will evaluate your financial position and assess your repayment ability though a in-person Interview.

 

5. The decision

 

We will tell you whether the loan is approved soon after the Interview.

 

6. Accept the offer

 

Once you are satisfied with all the details of the loan, you will have to sign the borrowing contract.

 

7. Obtain the money

 

Once the contract is signed, the money will be paid in cash directly to the successsful applicants.

 

8. Make your payment

 

Make sure you make your repayments on time according to the terms in the contract. Early repayment may even enjoy an exclusive discount.